Are My Current Retirement Savings Sufficient? Determine when/if the money will run out during retirement. The calculator will recommend additional savings, if required. What May My 401(k) Be Worth?  Estimate how much your plan may accumulate for retirement. When Should I Begin Saving For Retirement? Determine how much more you could accumulate at retirement by beginning your savings plan today rather than waiting. What Is The Impact Of Increasing My 401(k) Contribution?  Estimate how much more you could accumulate, taking into account any employer match (if applicable).. I'm Retired, How Long Will My Savings Last?  Help determine when your retirement savings account may be depleted given a specified monthly income target. How Much Retirement Income May My 401(k) Provide?  Help determine when your retirement savings account may be depleted given a specified monthly income target. How Does Inflation Impact My Retirement Income Needs?  Help estimate how much more income you will need at retirement to keep the same standard of living that you have today. Set up a Safe Money Autopilot Retirement Tax-Free Plan Step #1: Being Honest With Yourself... Where Are You Now. Retiring comfortably takes money.  You cannot live on hope.  The statistics don’t lie.  Most people in this country cannot afford to retire anymore. The average person age 65, has less than $35,000/year.  Statistics say that if you put 100 people in a room.  There are only 4 of them that earn $25.000 per year or more.  The rest either... live with their parents... work somewhere because they can’t afford to stop working... or are on some form of government assistance. So what do you do?  The first thing you need to do is to accurately assess where you are at. These online calculators will help you determine how much money you will have at retirement...AND MORE IMPORTANTLY... how long that money will last... because as soon as that money runs out... you will be doing the three things... living with parents or kids... working again until you die and then it is harder to find a good job so you end up working at Walmart, Wendys, McDonalds, etc. doing some menial task... or living of the government which is already out of money. Read This First Then Figure Out Your Situation Step#1: What Are Your Retirement Dreams Tell us what floats your boat when it comes to your retirement. Businesses... Section 79 Plan Ronald Reagan set up an incredible way for business owners to save money in the late 70’s... but until a few years ago the right products did not exist. They do now. (learn more) Individuals... Step#3: Taking Action There is a Safe Way (NO MARKET LOSSES) to save serious money.  Money that can provide you a lifetime of Tax-Free Income.  Step#2: Where Are You Now So have you been a saver or a spender. This is where the rubber meets the road.  How Much Will You Need Need a little or a lot. With inflation it always is a lot.  How Long Will The Money Last This is the one that gets most people.  Usually they find out that their money runs out quickly and it depresses them.  So a lot of times they bury their head in the sand and don’t do anything.      TAKE ACTION NOW...           Design Your Own        SMART PLAN Professional Retirement Plans, LLC  © Copyright Professional Retirement Plans, LLC  All Rights Reserved.  Investment Advisory Services offered through Wealth Trust Advisors an SEC Registered Investment Adviser. PRP is a registered Series 3 CTA in commodities.